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RBI Releases Fourth Amendment Directions on CRR and SLR for Regional Rural Banks
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RBI Releases Fourth Amendment Directions on CRR and SLR for Regional Rural Banks

September 1, 2026

The Reserve Bank of India has amended the CRR and SLR requirements for Regional Rural Banks, granting exemptions for new deposits.

RBI Releases Fourth Amendment Directions on CRR and SLR for Regional Rural Banks

On August 25, 2026, the Reserve Bank of India (RBI) published the Reserve Bank of India (Regional Rural Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Fourth Amendment Directions, 2026. This amendment is associated with the recent alterations in the banking sector regarding interest rate guidelines.

The amendment specifies exemptions from maintaining the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) for new FCNR(B) deposits of a minimum tenor. This exemption is intended to enhance liquidity management within regional rural banks.

Banking practitioners should consider the implications of this amendment for clients within the regional rural banking sector, particularly with respect to how they may adjust liquidity management practices in response to this directive.

Citations

  • Reserve Bank of India (Regional Rural Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Fourth Amendment Directions, 2026
Practice Areas:banking

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