Following the NCT Delhi government's reorganisation of districts, the RBI has reassigned lead bank responsibilities to ensure effective financial inclusion and coordination.
Lead Bank Roles Updated After Delhi District Reorganisation
The Reserve Bank of India, on October 26, 2026, issued revised lead bank assignments in response to the reorganisation of administrative districts in the National Capital Territory (NCT) of Delhi. This follows the Government of NCT Delhi’s Gazette Notification No. F.223/SDM-II (HQ)/Land/2025/285, which altered district boundaries and created new subdivisions.
RBI directed concerned lead banks to review their responsibilities under the Lead Bank Scheme (LBS) to align with the new administrative structure. The revision ensures continuity in financial inclusion efforts, credit planning, and inter-bank coordination at the district level. Banks are required to submit updated action plans reflecting the demographic and economic changes in realigned districts.
"Lead Banks shall conduct stakeholder consultations and coordinate with district authorities for effective implementation. The aim is to strengthen last-mile financial access in the restructured districts,"
This move impacts public sector banks, regional rural banks, and urban co-operative banks currently designated as lead institutions. The RBI’s Financial Inclusion & Development Department will monitor compliance and implementation timelines.
Citations
- Lead Bank Scheme, RBI Guidelines
